Get What You Need Today
Why Choose Acima
No loans or credit cards — just flexible lease-to-own options. Purchase early to save, or return anytime with no penalty, all with clear, transparent terms.
Apply NowHow it Works
Select the option that fits you best.
Complete the application on the provider’s secure website.
Once approved, text us and we’ll help finalize your purchase.
FAQs
Frequently Asked Questions
Simply select a financing option at checkout and complete the application. Most decisions are instant.
Not necessarily. Some financing options do not rely solely on traditional credit scores, while others are credit-based. Eligibility varies by provider.
Certain financing options may require an initial payment at checkout. The amount, if any, will be shown before you finalize your agreement.
Payment plans vary by provider and may include monthly installments or lease-to-own agreements. All terms will be clearly displayed during checkout.
Yes. All financing providers use secure systems to protect your personal and financial information.